Hi everyone,
I moved to Switzerland earlier this year and have accumulated around CHF 40000, which is currently just sitting in my bank account. I recently started investing in ETFs by purchasing a fixed amount of shares each month, but I don’t feel comfortable investing the entire amount (or a big chunk of it) at once.
I’m currently with Yuh, but their savings account offers 0% interest, which isn’t ideal.
What do you usually do with your “idle” cash? Are there any Swiss banks or platforms that offer a guaranteed 1–2% return (something similar to Trade Republic)? Or do you prefer to buy bonds or other low-risk instruments instead?
Thanks