Liability insurance or product insurance?

Banks, Insurances & Third Pillar
1

My girlfriend spilled juice on my laptop…welp. It still works as far as I’m aware, but the monitor has a bubbly like light texture in one corner and some keys are a little sticky. Now she was very sorry and immediatly wanted to call her liability insurance, I said she didn’t have to, because I bought insurance at Digitec when I bought the laptop.

I’ve never had anything covered by liability insurance, or product insurance for that matter, before. Does anyone know where I would get more coverage from? Her liability insurance or my product insurance? My deductible would be 100 CHF from what I read in the contract. Would she have a higher one? Will her premiums go up?

Thanks for any information you can provide!

2

Why don’t you just look it up in her insurance contract just as you have done with yours?

3

Also check if its valid for people living with her.