You put 10k cash (downpayment) → you pay interest on the financed amount which is 35’980
Moreover, the downpayment should be the first payment (of 60) so you have then 59 x 366
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I saw that you have a leasing option for Tesla 3 (and other eCars) bundled with the SBB fahre. Any financial interesting option there? (seems pretty expensive to me, but I don’t trust myself with math and you guys seems to enjoy it :D)
https://mh-customerportal-client.app.sbb.ch/configurator?lang=EN
Just went through all this thread 3 years later as I am considering Leasing a Model Y. Made a 5y TCO (link below) where I compare Model Y vs Model 3 vs my current VW T-Roc and different financing options (Cash vs Loan vs Leasing). Leasing comes on the top and switching to EV seems to be ¨cheaper¨ than keeping my car.
Still a big open question for me with Leasing a Tesla is the Insurance. What is worth it and what is not? For those of you who leased, what have you learned thought the process and how would you optimise it if you were to re do it again?
I know that is in the end down to personal preferences, situation, risk aversion, etc but I am finding challenging to decide with some many options, add ons, etc.
And also, the length of the lease. If Tesla warranty on the batteries is 4y only, would it not make sense to just lease it for 4y and forget about the risk of having battery troubles on the 5th year?
Thanks, everyone!
Isn’t battery warranty 8 years?
Yes, battery warranty is 8 years and rest of the car is 4.
For the tesla owners, have you ever charged your Tesla in a non-tesla charging station (excluding home) which is the best option for switzerland? which app to use?
Thanks
The probably end of life Model Y can be leased at 0% right now until the end of march.
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Where are you seeing the “until end of march” condition?
Really considering this now (probably going for “LR”, but somewhat undecided about the OEM winter package and colors (weren’t they made free somewhat recently? seem to cost $$$ again))…
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Hi,
I am about to make a decision, I want to buy a car, I have been collecting information for some time, I have decided between the Mercedes A200 amg line and the Tesla 3 (new standard version with 700 km WLTP). Below on the screenshot I have included a cost calculation for 3 years, as this is what I am considering. I am considering 3 options: leasing a new Mercedes A200, a Tesla 3 or buying a used Mercedes A200. I have assumed a down payment of CHF 8000 and simulated all the data. I have determined the leasing car volume and the used car volume. I assume a driving distance of 1,300 km per month, I have the possibility of connecting the car to the energy network in the garage, which costs 190 chf per month and 0.42chf/kWh. For a combustion car, on the other hand, it is CHF 170 per month. I have also calculated the cost of car tax in the BS canton. For a used car, I assumed an average cost of 800 chf per year for repairs (I have no idea if this is enough). The leasing rate for the Tesla is 4.59% (suggested by Migros bank, I wonder if there is an option for a cheaper rate, having read earlier about 0% for the Y model) while the Mercedes is 1.9%. For the price of the Mercedes, both new and used, I assumed a 10% discount, which I would try to get before the purchase.
I like both cars very much, I have a prejudice against the Tesla because I would very much not like to be subordinated to the car by charging. Longer trips of +400km one way are planned rather rarely 1-2 per year. Tesla is back in consideration, after the WLTP 700km range version was added on Monday.
I would very much appreciate your advice.
Shouldn’t you also compare the situation at the end of the 3 years ?
As I see it, the second-hand car is your’s and has a residual (positive) value, whereas the leased cars are not belonging to you…
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This. Your second-hand car should still be worth some 13k after three years, lowering the three year cost to 25k, or >35% cheaper (to no ones surprise). Your repair cost assumptions seems fair, even a bit high. If possible, buy from a dealer and get one year guarantee, even if that limits your negotiation power.
PS: For a truly fair comparison, you should also compare regular maintenance costs, which should be a fair bit cheaper for the Tesla.
The problem with second-hand is that it is difficult to find one that is trusted and worth buying, while used dealer cars are correspondingly more expensive. Where it loses the sense to buy a used one. The Tesla 3 makes sense, but the electricity tariff in my garage is not very encouraging and neither are the lease rates, which there is nothing you can do about. A new Mercedes from dealer, on the other hand, depending on the offer received tomorrow from the dealer, may be the most versatile option. The option to buy back the Mercedes after leasing often makes no sense in view of the forthcoming repairs, but the difference between the purchase value and the sale to the dealer in three years can cover the initial amount of the next lease I would take.