Investing a larger sum at 20 years old (still in school so I can't invest for at least 5 years)

[Gesk]

@faith

What is the full name of the VWRL and why is it better than VT

Vanguard FTSE All-World UCITS ETF

I wouldn’t say it’s better, but if you pick Degiro you will not have access to VT so this is a decent alternative. You can find more details in the ETF tax optimization topic.