Still the table makes it sound like they apply negative rate at 10k which contradicts the messaging.
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Yes if you use their calculator for blended rate, itâs using negative rates as well
I think IBKR will really give negative interest above 10K CHF
It appears to me that they follow their email, not their web page.
For a future withdrawal I currently have close to 50k CHF in my account. My activity statement for yesterday did not show any negative interest accrual (it should be about -0.3 CHF/day if -0.3% yearly rate above 10k).
Maybe they donât intend to apply negative rates for the moment although the benchmark rates say they should, and they sent the email to explain they are doing their customers a favor by keeping it at 0% until 100k?
It always takes a few days after the announced payable date (not the ex-dividend date, which is a few days earlier) until dividends arrive as cash in my portfolio.
Is this because IBKR needs to receive the cash from the (Swiss, in this case) fund first and then redistribute it? Is this a quirk of IBKR or wouldnât I receive it earlier with e.g. UBS either?
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I also find IBKR annoying sometimes â currently experiencing it again with CHSPI: the payout date was Thursday, and today thereâs still nothing in the account. They also often have trouble reporting capital gains correctly.
In the end, it does work out, though.
No such issues experienced by myself, but I would postulate that according to accounting standards by the broker and the bank, the sums (e.g. new dividends) will be (accounted for) in your account per payment date aka value date even if on payment aka value date they donât seem to appear there yet in the UI.
E.g. if your dividend of CHF 1000 is supposed (payment date) to arrive in your account on day 18.07.2025, but it does not show up in the UI, and you make a payment (transfer out, purchase of something else) of CHF 1000 on day 18.07.2025, your balance will work out just fine (i.e. you wonât be charged interest for the CHF 1000 purchase/transfer out).*
* Itâs slightly more complicated but not really different in case you make a purchase with a T+1 or T+2 settlement time, but again you wonât be charged interest as the cash from the dividend received will be on your balance as per the payment date even if the UI does not reflect this in real time.
In the case of a transfer out it depends on the time of the day when the transaction is placed and when it takes place, but again, if you only initiate the transfer out on the day of the payment date, youâll be golden.
Addendum: I have received corrections for dividend payments in my Swissquote account quarters after the dividend payments were due (past the deadline of my tax report for the corresponding year), and per accounting standards those payments were back-credited to when the original payment should have arrived.
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Anyone having trouble filing a ticket with IBKR support? (I wanted them to clarify the limit on negative interests)
When trying to submit the button seems to return 403, I even tried allowing 3rd party cookies in case it makes a difference but didnât help.
I didnât try it myself, but I never use IBKR on weekends because of their maintenance windows. Sometimes, you just get random errors.
Was already failing a couple of days ago 
but I might try again on Monday.
They usually do maintenance on Saturdays, so Sunday you should be fine.
I submitted a ticket few days back and it worked fine.
It was about corporate actions
Not with support tickets, but I often getting 403 and 500 errors in the IBKR web interface. The last time was when I clicked on âPreviewâ for a trade (that was 8 days ago, on a Friday afternoon).
And no, this is not the first time.
The consistently positive reviews everywhere surprise me. Sure, itâs inexpensive, but the IT keeps making me question whether I really want to keep a large portion of my assets there.
I am with them for over 25 years now, I think they have the same interface for almost 30 years, the Java Program âTWSâ. That is all you need!
Of course to attract youngsters you need fancy Apps and Web interfaces which change all the time. Never understood why somebody wants to use a Web Interface for trading, way too slow by nature. And you depend on a lot of infrastructure, like Browser, Javascript Engine, Operating System and so on. The error may lay somewhere there.
In TWS you can check the protocol of all communication and find out quickly what in your environment is fucked up.
TWS classic works, is fast and once you learn how to use it this knowledge is probably good for decades!
Donât use it on Saturdays, that is all.
BTW: there are institutes which charge you 200 times what IB does and have even worse Web InterfacesâŠ
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So the dividends show up in the month to date activity report under the âchange in dividend accrualsâ section, but still no money received (payable date was July 17th).
The dividends were posted twice and thereâs one reversal, they seem to have some problems and are now fixing them I suppose?
I donât need a fancy web interface, only a functioning one 
I might give TWS a try, even though I donât like having many software installed.
Thereâs a little bit of a learning curve associated with using the TWS. The Mosaic version might be more accessible to beginners than the Classic TWS.
I can do most trades via the web interface easily (i.e. buying/selling long positions) and have recently successfully used it to shuffle several $100k from BND and BNDX into BINC and MTBA â a little less duration, a little more yield (and a little more TER âŠ).
Trading options is easier via the TWS as you have (easier) access to option trading parameters and can customize the option chain; plus viewing and adjusting the order status is easier/more accessible.
In fact, I just initiated an option tradeLMT380PDec25 in the web interface earlier this afternoon and pretty much immediately changed to the TWS to proceed in order to watch the order and if necessary adjust it as clicking in the web interface to see the corresponding information was just too cumbersome.
Also, I wouldnât know how to buy Treasuries in the web interface (for my Treasury Secured Puts (TSPs)). Itâs probably (or almost certainly) possible in the web interface, but I know that I just need to launch the Global Bond Scanner in the TWS while Iâd have to search for how to do this in the web interface.
Anyway, good luck and ⊠enjoy? 
[LMT380PDec25] Sold a $380 LMT Decâ25 Put for $800 bucks. If it expires worthless, I will garner an above 5% annualized return on risk / capital allocated to the LMT option. If I am assigned, I am happy to have bought LMT for $380 near year end with expected fair value of 15xP/E of Dec 31 currently at $408.94
I have same issue. Didnât see dividends on pay date (today)
But maybe tomorrow I will see
Seems annoying, but to put this into perspective: with my Swissquote custodian, I have seen dividend payments weeks late and have experienced dividend stornos and corrected dividend payments more than half a year later than the value date of said dividend (and of course past deadlines for my already submitted tax filings âŠ).
Hope things work out for for you in shorter time.
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Still broken for me, tried on web and app.