Most of us have probably not missed the talk about increasing inflation. Central banks, both on this side of the pond and in the US, also seem to be a bit more careful now in their phrasing about not being worried and not intending to raise interest rates.
Personally, most of my investements are in directly owned RE with currently relatively little debt remaining. Increased interest rates will reduce value on paper, but probably not income for the mid to long term. However, appart from a small emergency fund, my cash reserves are invested in stocks (VOO, SPYD, VT & VTI – so mostly S&P500).
I’ve been wondering whether it would make sense to start moving some money into bond ETFs, maybe ~ 25% of my portifolio. Evidently, yields are currently misserable, so I am rather hesitant. I’d be curious to hear some other opinions!