Swisscard also offers this service (also with Credibill). There’s no value in it, unless you get into a tight spot and don’t have cash to pay your bills. You don’t get cashback or other rewards, plus you pay a fee on top.
Got a confirmation from the support that 1.2% are applied. CrediBill and Scan&Pay is not the same. Didn‘t ask further tbh, sinde I won‘t use it anyway. But cool option, anyway.
Moreover, Scan&Pay is not qualified for the Cashback program.
Last thing: the platinum card is a Visa. The gold cards (free of charge when adding up to three) are unfortunately also a Visa card. So no diversification Visa/Master.
Would be nice but could be worser. At least one card less in the wallet.