Hello,
I used the official(?) ESCAL online tool to do an AHV calculation and I got the exact same result for working for the same amount of time (same years too) at the same salary for two fictional persons, born 30 years apart, so starting receiving AHV 30 years apart.
So can I assume that real AHV for the younger person would be about COL adjusted at the time of reception (bearing possible changes in AHV In mind ) and they just show the amount in “now” money?
Did you edit your income evolution or did you use the default settings ?
I filled in a couple of years with the same exemplary salary for test purposes.
As long as the time worked and the salary stay the same, the result doesn’t change - even if the reception lies 30 years apart.
Receiving X amount in today’s money in some decades or an absolute X amount in some decades makes a hell of a difference.
I think only COL adaption makes sense here but I’d like to be sure.
ETA: thanks for the example, that’ll be interesting to do with real numbers once I understand the meaning of the end result.
Correct. This calculator is static and reflects the current regulations. The federal council every so often adjusts all things AHV related to inflation and changes the law (established practice is an adjustment every two years, based on the arithmetic mean between price and wage index).
Thank you!
