The following: I’ve ordered the new Lego Space Shuttle model. Went on the Lego website, selected Switzerland as my country. All products were shown in CHF, I didn’t even have the choice to pay in another currency.
Hence, I decided to pay with my UBS Mastercard, to cash in on the sweet juicy mighty kickback of 0.4% in Keyclub points. Now UBS is charging me their 1.75% transaction fee, because the transaction, albeit being in CHF, was carried out in Denmark.
If I had known I’d used my Neon card instead. No cashback but no transaction fee, either.
Is there an easy way to figure out in advance where a CHF credit card transaction will be carried out?