How to factor in 1st and 2nd pillar in plan for FIRE?

  • Someone mentioned Thailand but I have not checked the details as moving there is not a practical option for me

  • Portugal was an option but no longer. Pension lump sum withdrawals are now subject to 10% tax (I read it changed due to pressure from EU)

  • I read there was a practise of moving to certain countries (Malta) without proactively informing the local authorities. I believe the swiss authorities closed the loophole and require a stamped form that you have declared the withdrawal in the new country before releasing the WHT. I am not certain so someone on the forum may want to research this further

The most practical option I identified is moving to UK. No tax payable there, you only have to pay swiss withdrawal tax (is it worth moving to Thailand to avoid 4.8% Schwyz rate?).

@Dr.PI As this is off topic from the original question should it be moved under another thread for example here ?

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