Inspired by another thread. This poll is anonymous.
How much cash do you hold at the moment? Money can be in a bank account, blocked or not.
Bonds don’t count.
Do not deduct a mortgage.
Do deduct other debt.
Sorry to the very first participant, your vote got lost because I added the cash negative option for our Cuban friend.
That’s great and educational.
I haven’t voted fwiw 
Wouldn’t a percentage be more informative than an absolute amount in this case?
its kind o tricky if you already cound rent or other deposits you have lots of cash locked somewhere..
To me, cash is for liquidity. I am cash negative though I do try to maintain 10-25k easily available (currently at 10k), while I have various debts that take the balance down.
Ideally, those debts would be compensated for by other liquid assets.
Edit: @Moustachienne I don’t understand the purpose of this poll. With the current interest rates, cash can be used as an alternative to bonds. Debts can have (some sort of) a maturity that is further down the road than the immediate term of cash.
Why all cash, including tied one like a rental guarantee deposit, and all debt but mortgages and cash held as fixed income but not bonds? If I have a VIAC 3a with cash as fixed income, I have a big cash position but if I choose one with bonds, I don’t have one at all?
Depends on which question you’re asking yourself.
@Wolverine
Valid points about including bonds. Count me convinced.
I think there are multiple and it’s a good idea. It’s not science, it’s another angle.
It highlights the fact people are switching from bonds / not investing in them because of interest rates or other reasons and might hold a cash position in their allocation, beyond emergency funds and cash flow management. Risk and volatility management, I guess.
Having absolute values makes sense, since we were taught not to hold more than 100k at one bank, bigger cash position might imply some added management complexity if you stick to this rule.
It also balances the cash is trash (defendable) statement.
And since that’s a asset that can have a maturity as you said, it can (has) open discussion about debt / liquidity management against it (or the total portfolio) while on the other hand reporting cash - debt would report a simplified picture of a strategy.
Edit: we were told to deduct other debts. I wouldn’t
-10k right now, but back to 0 in a week. I‘ll stay at 0.
comment about poll: If I have 50,100, or 200 I have two options to vote.
It’s an invitation to creativity for those that have exactly 50.000,00 CHF: Count the change in your pocket, find a cent/rappen on the street, gift a lucky cent into your neighbour’s post box… 
I once had a consultant tell me this after I put 0-10, 10-20, etc on a graph. I groaned and replaced it with (0,10], (10,20],…
They worked for McKinsey so of course they still didn’t get it…
Interesting. This is supposed to be a forum for people who want FIRE. 84% (not counting 0-10k) have a positive cash balance.
That means you are gifting away value (not money, that you keep, but value counts).
The reason is our caveman brain, as for so many strange things in society and finance.
All central banks want inflation. Because prices cannot be adjusted by the billions of transactions that would do so. You cannot lower wages and there are many many prices that cannot be market fair. Without inflation the markets would not work just because we are that stupid!
Now inflation takes away the value of your money. And if you have a possibility to get more income than you pay debt interest (as from dividends, capital gains, saved rent and so on) you should have debt. Otherwise you are gifting away value (not money)!
As almost always in finance, if you do something that feels bad it is good for your wealth.
Is it possible that some people are not subtracting debt and just reporting what they have as a „buffer“ on their bank account? I mean I’m guessing way more that 15% have a mortgage…
Edit: „Do not deduct a mortgage.
Do deduct other debt.“
I’ll see myself out
OK. If you’re going to be picky then if you have between 200 and 10k, you actually have 5 options 
I think cash as a bond part of my portfolio. I am not risk tolerent to have 100% in stocks. and I do not find any reliable chf based fixed income/bond strategies that will yield anything.
Bonds are like cash with a bit of added risk and performance.
About 100k CHF.
That was/is the deal with my wife who was initially opposed to buying stocks. A pessimist would consider that a loss of opportunity – optimist me considers it the cost of creating the opportunity to invest the rest 
No, that means people are being reasonable with risk management.
For those who have more than 1 mouth to feed at home, and who still work (and are conscious about the current state of the job market),
it makes absolute sense to have an emergency fund buffer for a couple of months.
One that is readily available and does not require going into debt or selling assets.
