Homeowner Renovations before Eigenmietwert ends

Real Estate
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With the Eigenmietwert and renovation deductions being phased out in the next few years, how are you all thinking about timing your home projects?

Are you planning to fast-track anything while the tax deductions still exist? (ex. heating systems, insulation, windows, solar) …. Or just renovating as needed regardless of taxes?

I’m debating whether to bundle a few projects sooner rather than later, so it would be interesting to hear what other mustachians are considering.

What’s on your list, if anything?

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This. I’ve also considered fast-tracking everything, but in the end I’ll just follow the natural end-of-life cycle for each component.

What I’m planning to address over the next decade or so:

  • Roof – this will need to be done sooner or later.
  • Bathrooms – I’d like to upgrade them, but it makes more sense to wait until the plumbing is renewed; otherwise I’d end up opening the walls again after renovating.
  • Kitchen – I’m thinking about a light refurbishment, but I don’t have any concrete plans yet.
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I wondered whether prices will be higher in the near term as people consider doing the same.

Plus there is opportunity cost of doing work earlier than required.

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I would personally do everything what was initially planned to do within the next 3-5 years. Spread it out over 2026 and 2027.

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This. I was anyway behind with renovations, instead it’ll be my stocks allocation that will have to stay behind.

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Not in a hurry, I believe new laws are going to be adopted in the coming sessions that will revive some of the renovation deductions, this was already discussed the evening after the votation passed.

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Wouldn’t that defeat the purpose of this change to the law? The only ones that I can see the cantons implementing are deductions for energy savings or solar… and even that is not guaranteed. Do you have any link or information for what you are describing?

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In French, see the end of Kolly’s (UDC) intervention around 5:30+ and the beginning of Maitre’s (PDC) response.

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