The yield in pension funds is a joke, most of them will give you 1%/year. And you have to withdraw everything in 1 year and can’t split it up like the 3rd pillar.
Did anyone try to hide it? After changing jobs moving the 2nd pillar money to a Freizügigkeitskonto? If so, was the new pension fund insisting on the money?
I’ll probably change my job in May 2020. By then VIAC will offer the FZK solution. I think I’m going to try it and play stupid when the new pension fund is asking for my 2nd pillar money.