This thread is basically a copy of this this existing thread on it.
Sure, this is a small and unimportant forum, in the grand scheme of things.
And it’s in a non-native language in Switzerland.
Have you spelled out your intended abuse of the system? As clearly as can be.
Is the system (as set by law) “rigged” to benefit certain actors? Maybe.
So is it morally “wrong” to do this? One has to decide for oneself.
With the soft stance it is currently (un)enforced? Not really.
As I mention to someone privately, a couple of days ago: The valuepension people conveniently “forgot” to tell you in their FAQ that your benefits have to be transferred to a new pension fund upon becoming insured. This process might become (semi)automated though, by putting in place a reporting system.