Hi, I'm Olivier

Thanks/Merci Wolv!

Now that you mention it… I might be in an awkward position. I’m restarting my FIRE journey while having 2 dependents.

As I’m restarting, I might leave the emerg. funds in stocks until I have 90% (27k chf) in stocks and 10% (3k chf) in cash.

Speaking about independents… i might take the general consensus from here that i should cash-out 3a insurance and buy an actual life insurance instead (200k value).
https://forum.mustachianpost.com/t/pillar-3a-insurance-how-to-cancel-without-losing-everything/889/56?u=alex_adc

Here we are. Curious how that went! :sweat_smile:

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If you have you emergency fund in stocks, then its not an emergency fund (unless its something stable like money market fund).

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