My name is Olivier, I’m 25 years old and work as a banker (that you all hate on this forum haha).
I actually love my work and it’s quite well paid. I’m trying to evolve by applying to new position. I hope it’ll be soon and that my salary will take a big increase as well.
Currently, I can not save any money. Indeed, I have some high expenses as I live alone in my flat. Also, I’m a student and need to pay the studies, even though my company pays a good part of it.
I always wanted to feel free and travel the world by discovering new cultures and countries. My goal is to travel for a long period, stopping and going whenever I want. I don’t want big hotels, I want to be with the aborigines.
Here is my actual budget :
Salaire 5 194,00 CHF
Katya 100,00 CHF
Total of CHF 5’294
Rent : 1580
Electricity : 50
Internet : 50
Mobile phone : 19
Serafe : 30
SwissCaution : 20
Parking : 40
Car taxes : 20
Car insurance : 90
3rd pilar : maximum 573
Health insurance : 155
Taxes : 600
Bachelor : 620
Credit : 490 (This is for an investment. The return of it will come from end of this year)
REKA (I have -33% thanks to my company, so I buy the maximum every year) : 60
Food : 400
Restaurants & Fun : 300
Health : 70
Total : 5194
As you can see, I can not save more than 100.- per month.
By the way, I bought the book of Mr MP
What do you think ?
Update (thanks to all the answers)
After counting everything correctly, I learned that I save up to 30% per month from my salary and that CHF 100.- = 2%.
With this information, I’ll think twice before buying something for CHF 100.-