Due to the current situation, my employer is offering the opportunity to exchange a percentage of my salary for company stocks (not options, actual stocks), fully vested in 1 year at the lowest price between today’s value and the stock value in 1 year. The price I’m being offered is half the price paid during the serie F funding a few years ago, and revenue drastically increased since then, and it is fair to assume by looking at competitors/industry that I could easily see over 300% on the stocks I will own.
One key point is that we’re not public yet (IPO was supposed to be this FY), but might be in the near future. If not, then acquisition could be an option, but risk of the company failing seems really low given the industry and demand for our technology.
In any case, after that one year, my salary will be back at current levels (or higher if any raise in the meantime).
Lastly, if during the year I leave the company (by choice or forced), the money I deferred as part of this program will be refunded to me in cash.
What do you guys think? Too risky or enough safety mechanisms for this to be a calculated decision with high potential upside?