I just turned 24 years old a few days ago and as a birthday present to myself, started looking into FI and through that, found the MP website and forum.
My current situation:
I’m currently still studying for my bachelors degree in Computer Science at a technical university. I work part time 3 days a week (60%) and go to university the other two days. I have 3 more semesters to complete now and will then start working full-time.
Currently, I have nearly 60k CHF in my name, with ~20k of those in my 3a which I am currently in the process of moving to VIAC. I make CHF 3250.- per month before taxes and my parents support me with CHF 500 per month aditionally.
My most major expenses are rent, food, etc. for the Appartment I live in with roommates, about CHF 750.- / month. I rarely go to eat out or go drinking at bars. All-in-all, I have been able to save about 1200.- per month for the past year and more before that (was still living with my parents) which has accumulated to nearly CHF 40k in my bank account - to me it seems like I should start making the money work for me while trying to optimise my savings further!
This is where I’m now unsure how to continue. I was thinking of keeping about CHF 20k as cash in my bank account, as an emergency fund if I were to need it. The other CHF 20’000 I would like to start investing longer-term via cornertrader. From reading, I feel that ETFs are the way to go here? How do I find out which ones to pick, which suit me risk-wise? Do I pick Swiss, European, American, Global ones? I realise I still need to inform myself more and would be very thankful for any inputs, comments, links to reading material, pointers in any other way.