I guess they didn’t want to pay comparis marketing fees like others. (:
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Not for me. Maybe they’re not available in my region.
Sympany for whatever reason has no calculator for any premiums on their website for a while now… no clue why
For me, it was more then one:
- Chat request via App
- Response or phone appointment with a real doctor
But I don’t know if there’s another hidden filter before that. The doctors were all from Germany, near the swiss border. Checked with LinkedIn.
I never called them directly, always Chat first.
Can you explain this further. I don’t get what you mean here. What changes paying the bills yourself?
I realize my comment above was a bit unclear, I edited it in the meantime.
What I meant to say is: You’re supposed to always call telemedicine first, and they decide the next step.
Or you can just go to whatever doctor you like without calling first, but when the doctor sends the bill to the health insurance company, they obviously know you didn’t adhere to the protocol and will kick out of the tele plan after that or a repeat offence.
If, however, you get the bill directly, the insurer will never know.
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KPTwin.smart seems to be the most attractive option IMO. It’s the second-cheapest insurance in my municipality. First step is always a questionnaire in the app, which then tells you what to do, but you can always opt to speak to your GP after that no matter what the app told you to do. Also, telemedicine consultations are free.
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I compared prices and switched again this year after being with my current insurer for only two years.
I have the 2500 deduction anyway and never had anything in a long time so I don’t care about bad customer service or whatever.
It’s only 14.-/month in savings but the effort is super low so might as well. So this year the increase is just under 3% for me.
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I always check terms and conditions with
For win.smart
En cas de problèmes de santé, consultez toujours en premier lieu le Symptom Checker dans l’application. Une fois les symptômes de la maladie saisis, ce dernier détermine le parcours de soins auquel
vous devez vous conformer. Cela peut comprendre un auto-traitement, une consultation télémédicale
ou une visite chez une ou un médecin appartenant à une catégorie de fournisseurs de prestations prédéfinie par le Symptom Checker. Les traitements ultérieurs et les contrôles de suivi par des médecins de famille, des spécialistes ou des hôpitaux requièrent une notification proactive via l’application ou, dans certains cas exceptionnels (selon l’art 9 SMART), par téléphone au télémédecin.
– Médicaments
Les médicaments doivent exclusivement être retirés auprès de la pharmacie désignée
Absolute no go for me, even if I am in good wealth.
Ask AI for English or german translation, sorry for the french part.
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