Good alternatives to VIAC and Finpension for pillar 2a vested account?

[San_Francisco]

@Abs_max

This is first time I am hearing something like this.

Been mentioned here and here.

@Abs_max

BUT trying to tax 3a withdrawals over multiple years as one year sounds completely opposite to what the law is

Quite the contrary. It’s a retirement scheme for employed people.

The concept of phased retirement is provided by law - and for both pillar 1, AHV/AVS and pillar 2 (recently) has been established as occurring in up to three step. Not 5 or 10.

In my opinion, it’s just a matter of when and how (quickly, difficult) tax administrations will follow suit and adopt similar practice, rather than if.