Free Shareholder Swag in CH

You’re right, I’m not their target customer.
But no, not joking about the share price. Compare it to Richemont and you’ll understand what I mean.

Well if you are not their target customer, how can you dismiss the product?
Loads of “crap” products sells well. They don’t sell well because their target demography doesn’t buy watches anymore probably.

I’d be happy if Swatch would send stockholders a Certina instead of a Swatch :slight_smile:

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Buy shares that you would not buy just to hope for a satisfying SWAG and then end up being disappointed and having paid more than black friday (calida) or ricardo (swatch) is… priceless.

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Why wouldn`t you buy CALN otherwise? I have without the natural dividend a return of 44% (with natural dividend 56.8%). VT returned in the same period only 22.6% neglecting the currency adjustment.

Didn’t GME have a much better return?

If I came to the conclusion that the intrinsic value of GME is higher than the actual price I would also buy GME, but it isn`t.

Hi guys, since Yuh was released and there are no custody fees, can you register your swiss stocks and benefit from the Shareholder Swag?

I know the transactions costs are a bit higher than IB but for 200-500 CHF in volume the trading cost would be pretty negligible.

What a shame! Thanks for the answer!

I use DKB for this case: Easy to open an account from abroad (Video-ID), free EUR account / VISA, free brokerage account, free to register shares, but high transaction costs (15-20€ per order)

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Thank you @clon for the tipp about DKB. Is this DKB-Broker (Leistungsstarkes Online-Depot | DKB-Broker | DKB AG) you are speaking about? And if yes, how does it work in terms of sending them your CHF? Do you get a CH IBAN account you can send your CHF to? Because if you first need to convert to EUR, then send them your EUR and convert back to CHF in order to buy Swiss stocks it is a bit annoying…

Yes! You need a DKB bank account in order to open a broker account (“online Depot”), I guess.

And as it is a DE bank, everything is in EUR, so you get an EUR IBAN only - that’s why I would not recommend using it as a “everyday bank / broker”

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Not directly a shareholder swag, but still something to swag about when doing groceries of going to the recycling center… with the signatures of the founders! :v: :laughing:

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Nice! Where did you get that?

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I really don’t remember if I answered a mail or clicked on an announcment somewhere online. Had the choice with or without signatures…
Maybe you can send them a mail directly ?

No worries, actually I was wondering if you might work for/with them as I know some people who work on the app. Would’ve been nice to find someone I know in this forum. The pursuit of FIRE is not very common among my friends.

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And don’t try sending CHF directly to the EUR account nor sending EUR from your Postfinance CHF account. I tried both and the fees are horrible.

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How did you enter the transfer order?

I’ve sent EUR (from PF CHF account) and EUR (from PF EUR account) as “SEPA-Payment” and the transfer costs were 0 (as stated here: https://www.postfinance.ch/en/private/products/payments/giro-international.html).
Ofc there are fx fees when you change CHF to EUR, either in the action of the transfer itself (send EUR from an CHF account) or when you change CHF to EUR elsewhere / using the PF fx tool…

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I am not sure if this is worth a new thread. It is similar to the discussion in this thread, so I write it here.
Do you know Hapimag? From what I could gather online, it is a kind of shared holidays apartments. You have to become a stockholder (at least 1 stock) and you do get 60 points per stock a year that you can use to book holidays in the hapimag owned resorts. The stock is not expensive (starts at EUR 1000 on the marketplace), but you have to pay a yearly contribution of EUR 312. Further, you cannot book only with points but you have to pay for the local costs.
I find it very untransparent, but I have friends who told me that the resorts are of really good quality. I was wondering if someone is a hapimag stockholder and/or did the math so I can learn from your experience? How much are the cost for holidays with hapimag? How much value hast 1 points? etc.

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Interesting concept, but does not seem to be worth it (in most cases). The details are visible in this document: https://www.hapimag.com/de/dam/jcr:be0cda65-4095-4238-8ad7-8fb376328f08/MAR_0020_Buchungsinfo_210x145_DE_08_21.pdf

So, let’s take for instance a 2 room apartment in Marbella during Summer. With your 60 points, you can only spend 3 days there. Neglecting the stock price (which is somewhat negligible if you hold them for a very long time), you pay EUR 312 yearly. Additionally, you pay EUR 191 for those 3 days. So roughly 500 EUR for 3 days in Marbella. When I look at Airbnb, you can get nice apartments for that, even when you would book now for next week (which is probably not even possible with Hapimag).

From November to January, things are a bit different. You get 10 days in Marbella and pay EUR 465 additionally, so in total EUR 777. This is a fair price IMO, but I am also able to find apartments on Airbnb with a similar price for that time.

And when you are able to travel during off season, you can also often get very nice deals (e.g., on sites like https://travel-dealz.de/). So for me, it is not worth it, but things might look different for people traveling together (that own two stocks) or families with multiple ones.

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This just seems like a time-share repacked and complicated enough so that people will keep paying yearly contributions and not using their time-share.

In general I would say it’s much simpler and cheaper to buy what you want be it a stay in an hotel or appartment.

I would personally stay away

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