Thanks for sharing this. I have the same questions that you do.
Edit: I’ve deleted my question about 3a fees: I have found my answer. 0.8% normal fees, includes broker, custody, forex, … That’s what is waived, so indeed actually 0% fees on the 3a part.
Something that got me a bit wary:
Michael Rümmelein is President of the board
Florian Rümmelein is member of the board (out of a board of 4), co-founder and part of the team.
Maximilan Rümmelein is in the product management.
Looks like family (people can share names without being related so I may very well be wrong but there seem to be some physical resemblance between the 3). It may happen that family members are the most efficient at handling specific activities, but it may also happen that other people would be more qualified for the position.
Edit2: Yep, Michael Rümmelein and Michael Bufler sit together on several boards. Also, their charity, the Swiss 5 group, has the 3 Rümmelein, Michael Bufler and Emmanuel Grauwiler on their team. Useful to get some infos on their career since they don’t display them on the Everon website: Swiss 5 Group
Given the rarity of the family name, I can guarantee they‘re related to each other.
Well, finpension have been caught and admitted to a (admittedly small) mistake in their legally valid T&C and that’s hasn’t stopped them from being probably the most recommended 3a provider on this forum, has it?