I think I pay around ~550 CHF for the obligatory insurance.
I also own a car but manage to fit into the smaller budget. If you need inspiration here’s my old breakdown (I’ll update it later as some costs changed a bit, but I still stick to < 4000 CHF per month budget):
You can also have a look into @Julianek’s budget for some inspiration:
We could also discuss your spending habits category by category and look for room for optimizations, if you’d like.
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