Thank to all of you for all the car wisdom in your answers. I have to apologize, following your answers I found out I did a mistake 1’304.60 is repairs and 937.65 is tires. Still it is too expensive indeed.
What I take back from your answers is:
- next time we need tires, I can go to nearby France. It will be much cheaper for sure.
- as we plan to no longer own a car in the future, the full casco is not necessary anymore. BTW it is a full casco with new value. If the car is destroyed, I get the price of a new car. BTW (again) my previous car was destroyed in an accident and I was lucky to have such an insurance. I know it is not statistically relevant…
Long story short we bought it about 3 years ago at a used cars dealer. It was about 10months old at that time. Without knowing it I did a very mustachian purchase at that time. It is a Skoda Yeti 4wd. At that time we were living in the countryside far away from town, the kids were little, the public transportation not very convenient. But now we live downtown, near bus, Metro, shops all what we need. The car no more matches with our needs.
@ma0 we are a family of four.
@all regarding health insurance, when the kids grow up, the insurance fees grow too. If I remember well, when they get 6, the next year you get some increase.
Today’s work story:
Young coworker G. came into our office to talk with young coworker J.
G: did you see? New Iphones released soon!
J: I can’t buy one this year, I’ll next year when I renew my Swisscom contract.
G: I can this year. I’m gonna get a nice new Iphone tomorrow! That’s 1’400* francs but what a nice phone!
Me(thinking): what a piece of shit of a phone you’re gonna get for such a lot of money!
I asked him if it was not better to save the money but he wiped out my suggestion: bank accounts pay such low interest nowadays**, I better buy Iphones!
- not sure of the exact sum he mentioned.
** and we work in finance, he should know what compounding means.