I have PTSD with this company’s logo due to having had a 3A with them. Let’s look at some claims:
"
100% security: you have a capital and interest rate guarantee on all your vested pension capital.
Dividend distribution: you share in bonuses, in accordance with your contractual entitlement."
All upside, no downside, 100% guarantee. As my grandma would say “there’s a hole around here somewhere”. Sounds a bit like this.