Hello everyone. I just created a Degiro account, and would like to start investing. I live in Switzerland.
I read up on some details, but I still have some simple questions, that I would like to clarify.
My goal is long-term investment into simple, diversified index funds, like the ones vanguard offers.
Here are my questions:
I chose a custody account because the basic one enables them to lend to third parties. Now, I read that this shouldn’t be a problem if your portfolio is not heavy on dividend-paying funds. I read that Vanguard funds usually pay out dividends.
What is the benefit of a fund that pays dividends?
Secondly, which index funds are there that don’t do that, so that I may avoid paying the dividend fees?
Thirdly, if I ever do want to invest into stocks and use options, futures etc, I should always be able to just create a new account and choose a basic profile, right??
Thank you so much for your time!