Cumulus, Superpunkte, Credit card Bonus,

Life Hacking
48

Not sure if this is the best place to ask but has anyone else not received the cumulus mastercard statement for this month? I usually get them on the 13th but nothing yet this time.

49

I get them on the 3rd or 4th of the next month, and on the 13th the LSV withdraws from main account.

1 Like
50

I just got it 30 minutes ago.

1 Like
51

Maybe Cembra are upset and already slacking on their services, since Migros Bank has given notice on the Migros/Cumulus-by-Cembra credit card partnership, changing to Migros/Cumulus-by-MigrosBank in July 2022.

3 Likes
52

So I eventually got the bill today (24th), antedated to the 13th and with the same due date as usual. Maybe they are trying to squeeze in more late fees from people not paying attention, or maybe it’s just a glitch


53

I couldn’t find the answer in a thread so it might be a repeated question:

Is paying with AMEX (1% Cashback) and scan your Coop/Migros code (1% cashback) still the go-to system?

My friend told me last week that he uses the Coop Card for every transaction in Coop and the Migros Card for every transaction in the Migros. So now I’m not sure which system is better in the end. Has anyone ever done the calculation?

54

The best method is to scan the store card with the barcode to collect points, and then pay with the Amex or Certo card.

2 Likes
55

Yes collect 1% from (Cumulus or Supercard) points and 1% from cashback credit card Certo etc. all for free

Total yield would be 2% on Migros and Coop expenses. Much higher than interest in bank :slight_smile:

2 Likes
56

Does it also works if you pay with the Migros Visa Cumulus CC?
Do I get the cumulus points from default + the points from the card?

57

The system is described here. There is no double counting

58

Then is the Cumulus Credit card pointless? The cumulus program by itself already gives 1% no matter what payment method. By using the credit card I would be getting +0% at end then? or another 1%?. Is the only adding benefit the 0.3% from other stores?

59

Yes it’s pointless for shopping at migros if you are cumulus member already, if you want to extra optimize can use a different credit card when shopping there.

5 Likes