This table might be more relevant which shows rolling returns
Data -: 1972-2025, Portfoliovisualizer
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Let me selectively use today 
That siteās cutoff times may be a bit odd, but the message is strong.
Something about to break?
Regarding Gold, I always imagine gold as flat in value. Everything else moves up and down. Which I suppose is what some people are saying. Itās not that gold is worth more, itās that cash is worth less. At the end of the day I think you can buy a thing today with the same amount of gold you used 50 years ago. Or not. Iām not that smart 
Regarding the Swiss market, apparently UBS tanked because they are betting too much on the USD or something like that. Too big to fail time or what? IIRC the swiss part of UBS is not linked to the international one, so maybe if something happensā¦ well someone will call the Gov and we will all have to save them.
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This move in Gold is unbelievableā¦. Considering Gold has market cap of 35 Trillion
Something is being deselected - either financial assets or certain currencies
From what I read, itās more about gold/silver becoming meme-style investment (leveraged, heavy momentum, volatility, etc.).
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On longer time periods, probably. On the shorter run, the price of a can of beans is extremely volatile if the value of gold is flat but the price of everyday consumption items fluctuate. In non hyperinflatory places, cash is still the best measure of price for shortish intervals of time.
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Blast from the pastā¦
Letās see how long this particular rush will last.
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I know not whatās going to happen. What I know is that I have a small loan denominated in JPY while holding the collateral to pay it in CHF. This is managed with a set of rules that I detailed on my intro post.
If JPY margin rate goes to 3%, the loan is paid with the CHF collateral
If CHFJPY goes to 190, the loan is paid with the CHF collateral
If CHFJPY reaches 200 sell 1.5K to mitigate risk and take some profits
If CHFJPY reaches 205.53 sell 4.1K
The remainder will be paid for by the dividends
When CHFJPY reached 200, my order was executed, and now Iām waiting for the next event to occur.
Iām confident on the relative devaluation of the Yen in regard to the Swiss Franc, but if Iām wrong, I have an exit strategy.
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Juste love Morgan Housel reaction.
Yep Silver and Gold are the meme stocks and BTC. I feel like shorting some but donāt have the balls to do it
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Talking about 2026,
I plucked up the courage and bought my e-vignette today.
Smart financial move, for sure.
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Why courage? I got the sticky one because itās just easier for everyone (me, police) for the car, but will probably get the e-vignette for the motorcycle, and not even before March/April as I donāt anticipate hitting the motorway before that, and on the motorcycle itās not even visible without removing a panel under the saddle.
I always see some Aldi (?) deals where you get 50% off, but I always miss them, goal for next year āget 2 vignettes for the price of 1ā.
Never heard of highway market timing,
But I guess you live you learn. 
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After too much time thinking of what would be my monthly financial move, considering market conditions that are a bit uncommon, gold and stuff,
I came up with this, which could easily be forgotten with all the fuss.
I expect a return on investment of max x5 (even gold does not beat it atm), considering having forgotten it could risk me a 200 CHF fine and vignette price.
Being breakeven above a probability of ~17% getting caught, I think thatās a smart move for a risk averse person I am.
Also Iāll buy some PokĆ©mon cards with the gain (I read an article about that).
Iām out.
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For real?
Having driven through Italy, France and Greece among other placesā¦40CHF/year is an insane bargain and RoI, and thatās before accounting for the quality of Swiss motorways! Taking the tolled private motorway through Athens can cost 6+ EUR/day, and God forbid you drive out of the cities, 2-3.50EUR tolls every 30 minsā¦ Or driving from Gorizia to Gotthard I recall being 90EUR or so!
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Of course it is.
I just wanted to share a story of the average guy shaking on market ordersā¦thatās insaneā¦trump is madā¦ should I timeā¦ everything will collapse soonā¦oh gold I love you but should we get apartā¦
And the guy eventually switches his browser tab to buy a vignette as a final move.
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I did well considering how the day goes 
I literally just checked my tickers because of this post. Yes VWRL is 1.5% down, 6.5% for TQQQ. Big effing deal, SCHD and CHDVD picked up the slack. Then googled and see words like ācrashā, ācrateredā, āsell-offā. Media is such cancer.
Edit: Reddit, first posts I see āGold and silver dumpedā, āstocks in freefallā 
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Started very very good today, but now āonlyā 1% gain left, thanks to Liberty, IBM, CAT and Lockheed. OK, this is actually nice, donāt make that every day, but started the day at almost 2% gain.
And the Nasdaq is down 2%.
Betting itāll be bought back up by Tuesday.