I went with CHSPI (2/3) and SMMCHA (1/3). Don’t like CHDVD, since tax wise it’s not interesting to maximize dividends in Switzerland. Would I start today, I’d probably go only for SLICHA, despite the higher fees, because the Big 3 are capped at 9%.
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Late to the party. CHDVD is indeed taxed more, but in a year it made 5% more.
It might be a good idea to start buying it just before FIRE to get some cash at hand.
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Indeed you should expect a higher profitability of high-dividend stocks.
Dividend investors will tell you that theory does not extend to reality, and that dividend stocks do indeed do better than the market. I’m not denying that. On average, dividend growth stocks beat the market. But dividends are not the reason. Dividend growth stocks, on average, have excess exposure to the value, profitability and investment factors. That is what explains performance differences. This does not make picking individual dividend stocks a good idea.
(There is no free lunch, the “factors” mentioned are risk factors.)
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