CHF accounts with best interest rates: discussion

About termination fees: Coop Depositenkasse has a 20chf termination fee.

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Which is acceptable.

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For those interested, Raiffeisen is offering a savings account with an interest rate of 2% in certain regions of Switzerland until December 31, 2024 for amounts up to CHF 1,500,000, otherwise the rate is 1.5%.

Please note that the notice period for withdrawing the amount is 180 days, i.e. 6 months.

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Love the recent relatively fierce competition in the Swiss banking sector :grin:

What’s up with the latest UBS’s 1.75% promo?
“For a short time only: invest and save with up to 1.75% interest. Schedule a meeting today and we’ll tell you more”

  • No I don’t want another meeting, I want to open the account and send the money. Why so secretive? :sweat_smile:

It‘s probably for net new assets only and for a limited period of time - UBS is assuming lower key interest rates, therefore I do not expect that they can keep the 1.75% p.a. for a longer period of time.

Check Raiffeisenbank Winterthur, at least they are transparent and are publishing the T&C.