I know cars are a very individual topic but I would like to know what are your strategies for your vehicles.
I drive a 2005 Ford Focus kombi 1.6 ti-vct MK2 I bought it in 2011 for 6000£~9000chf (I lived in south spain at that time) and made around 70k km in it. The car turned out to be surprisingly decent and cheap to drive and maintain. I pay 660 for Partial Casco with roadside assistance .
For maintenance I can cheat a little as I come from Poland so each year when I drive with my family for christmas I take my car and do the maintenance there. But for the past 2 years the maintenance has in my opinion gone up significantly and costs me around 1000chf each year so seems that the car is getting old. How do you guys approach your cars, do you drive them into the ground and when they fail you replace them or do you replace them each 10 years for example? How do you budget for the new car do you take one tenth of your net income and buy whatever fits in the amount or do you have a different approach? Please share yours with me.