Hi !
First : I wrote to Zurich in order to get the estimated amount i would receive.
Second : I wrote a letter to Zurich in order to cancel the policy and attached the payment information from VIAC. They are simply available on your VIAC portal.
I wrote these 2 letters to my Zurich “advisor”.
Quick update after ~1 year moving from ZH life insurance to Viac :
net profit : 3’326.44
Recovered 50% of the loss (CHF 6’000) in 1 year. More than happy.
That’s the spirit, same here! It is true that we have had some extraordinarily good performances but hey, good for us!
Are those losses actually losses though?
Weren’t you just paying for insurance you didn’t really need, in a very intransparent way?
A pure risk life insurance also costs ~1500 CHF per year.
The real trap is the high fee funds that one would keep for 40 years or so.
I signed a separate pure risk life insurance for 20 years and I pay CHF ~270 per year (Generali).