Can you carry over unused 3rd pillar contribution room?

Say you’re broke this year or your marginal tax rate is much lower than what you anticipate for next year and pay 0 into your third pillar, in 2024 do you get that year’s limit + the unused 2023 amount for a total of around 14k? Or is it rather a “use it or lose it” situation?

7 posts were merged into an existing topic: Pillar 3a - In the future maybe additional payment possible