Budgetting tool

Hi folks,

I’ve been reading about different approaches and interesting on what is the most used personal financial
tracker.
Currently as I have only one family account and the e-finance provides a quite nice visualization and budget capabilities.

But as I am moving out, what are the ones that you used.

I’ve read about beancount. What is your opinion here?

Don’t know this by experience, but some here in the forum have mentioned YNAB.

Personally, I use UBS ebanking and the included budgeting tool.

I use/used YNAB before it had a subscription model. Now you have to pay yearly and the app (now webapp) is less flexible, boo!

However it is still the simplest budgeting too I have found so far. The only other options I know before getting too techy would be a spreasheet or Financier.io.

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