Hi fellow Mustachians
So on Monday evening I changed my VIAC strategy from Global 100(97% stock) to 30% Swiss real estate+70% cash.
But when I checked VIAC yesterday and today, the stock market drop still affected me and my assets dropped significantly. I asked VIAC and they replied "After rebalancing, the securities shares are always delivered with a delay of value date t+2 / t+3 and are only then visible in your app.
But you already participate in the market development from the rebalancing on. "
On the website there is this mention: "The rebalancing was successfully placed on the stock exchange. The booking is delayed by two, respectively three days for funds with Asian exposure.
I just want to know if I have in reality incurred a loss due to the stock market drop on Tuesady, even I instructed to move out of the stock market on Monday? Or the platform is simply not reflecting the truth due to this “delivery time”? (I don’t understand this concept very well)