ok soooo lets experiment! as i told you if i act on anything i will share and you can learn from my mistakes.
So i had few USDT lying around in binance doing nothing so iam trying the following
1000 USDT on a flexible savings account expected annual return 6%
1000 USDT on a 7 day locked savings account expected annual return 6.3%
1000 USDT in a liquid swap paired with DAI with annual return 11.5%
will check 7 days later and report back with what happened : )