I currently have a Student account at LUKB called LUKB blu with a debit visa card (stucard). I also recently opened a UBS account (UBS Campus) to benefit from the 500 Keyclub point offer. But both of the cards seem to charge for transaction to different countries as well as transactions in foreign currencies. To mitigate this, I use Revolut but their fees increased and it takes days to withdraw money and also it’s not a Swiss account.
So I thought about the following:
- Day to day, purchases in Switzerland → Swisscard Cashback card
- UBS to receive my salary
- Transfer salary from UBS to neon, use that for online purchases and towards end of month, pay the credit card off using neon
What do you guys think about this?