It’s off-topic (and I do not wish this upon any bank), but during a voluntary liquidation, the bank may take a year’s time to come up with the money to pay back all clients’ funds. Only then would esisuisse pay out 100k per client within 7 days. Please note that this insurance is capped at CHF 8 billion. With a million clients, everyone would get only CHF 8000 (not so hypothetical case of a large bank’s default).
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