Maybe this board would need a category “(early) retirement”!?
I read quiet a bit about the issue I have and also found some puzzle-pieces but I still strugle “gluing” all pieces together and calculating my “to expect” AHV!
The plan is to retire in 5-7 years, outside Switzerland/EU.
My wife is 5 years younger, we both work now 100%, we make quiet good money and we expect no major changes (ups/downs) regarding income in the coming years.
As I will retire with 58-60 (and my wife then with 53-55) I am now trying to figure out what the best strategy is regarding the AHV.
I know I have to continue paying until regular pension age (and my wife too). As I will leave Switzerland I would pay in the “Voluntary AHV for foreign Swiss”. Then there is also the possibility to get AHV up to 2 years earlier.
What I am looking for is advice (can even be paid/professional) on the best strategy and on how to proceed…