Good point. As per my original post, the portfolio allocation for the part of my money that I will invest is my most important concern.
As I mentioned Swiss bonds, somebody said that cash might be better to hold now, which then started the discussion on savings interest rates. My view is that 0.1 vs 0.2% is probably too small of a difference to consider switching account because of it. But, 0.5% (Aubonne) may be worth considering if other conditions are reasonable, let us see what they say.