Adjust pension fund savings plan (basic, standard or plus)

[Dr.PI]

@Abs_max

You are saying projected interest rate is 2% but you also showed that you received 3.75% interest.

Well, yeah, 2% in average, and 3.75% is what he received for 2023.

FIRE: Pillars 2 & 3

Or as a separate asset class by itself. I have run an analysis of my 2nd pillar returns (there is one data point per year, so not many of them) according to this template: And here are the results: CAGR 2.85%, arithmetic rate of return 2.86%, annualized volatility 1.1%, correlation coefficient with MSCI ACWI IMI in CHF 0.9! If one thinks about it, it actually makes lots of sense that the returns of the 2nd pillar are strongly correlated with stocks market returns. It is not relevant that th…