@VIAC You do a good job and many have waited for your offer.
I would like to keep the Swiss part of my share allocation in a (your) 3a-account, as
- Swiss blue chip dividends are with roughly 3% on the higher end
- I thus reduce my tax load on them
- and by investing in Swiss shares, I am also avoiding the 1-1.5% currency exchange fee of your bank.
a) Your AUM grew, so I guess the currency exchanges could be compensated internally only in a limited way? What were the numbers for the 100% world equity fund roughly in the last months?
b) What limits will I have with Swiss blue chips? 35% per fund only? What about combining SMI and SLI?
c) Everybody seems to be convinced that rebalancing must be great. I have seen no study proving this. It could go either way, especially if it’s done often and if it carries fees (currencies). Could we please opt out of it when there are not regulatory constraints?