Wrong. They indeed have spreads!! Check out the factsheets. Besides the outrageous 0.75% FX markup these hidden spreads are also not highlighted by VIAC at all. I previously had a look at a few of their funds spreads here - worst contenders:
- CH bonds: 0.35% spread
- Emerging bonds: 0.50% spread
- European Real Estate: 0.31% spread
… and mind you: Swiss Real Estate has 0.84% TER … while the mobile app says 0.00% …
With VIAC the devil is really in the detail