Hello
Have you seen this new law proposal where the limit of 3rd pilar could be 15000?
Would you know what will be the next steps to get this law approved ?
https://www.parlament.ch/fr/services/news/Pages/2022/20220316185412101194158159038_bsf181.aspx
thanks
The national council agreed to this:
20.494 | Renforcer la prévoyance vieillesse individuelle | Business | The Swiss Parliament (parlament.ch)
So next year the council of states will vote yes or no, on whether to change the limit for pillar 3 contributions.
So the ones thatâd bear most of the loss in tax revenue will only vote next year, you say?
Thatâs interesting indeed, although it hasnât been adopted by either chamber yet, and the commissionâs report actually recommends rejecting it, so weâll see next year.
Much more certain and forthcoming is the one that was actually adopted by both chambers and is just waiting to be implemented into law (and mentioned by the commission as a reason to reject the other proposal):
https://www.parlament.ch/en/ratsbetrieb/suche-curia-vista/geschaeft?AffairId=20193702
This one should allow buy-backs for missing years of contributions in the 3rd pillar, up to a maximum of around 35K every five years.
Yes, the national council did accept it (Folge gegeben).
But only if you havenât contributed before the age of 25.
If from 25 on, you always contributed the maximum, you wont be able to buy back anything.
Yes, youâre absolutely right. Thatâs also what I meant by buying back âmissing years of contributionsâ. In that sense, whether one measure or the other is more beneficial will depend on each individualâs personal situation (e.g. age, length of career in Switzerland, etc.). In any case, if the annual limit were to be increased to 15K for instance, I assume that the other provision (buy-backs) would need to be adjusted accordingly anyway.
That might be my own misunderstanding. This most recent one is listed as âFolge gegebenâ as you point out (âdonnĂ© suiteâ in French), whereas the other one is listed as âAnnahmeâ (or âadoptĂ©â). I assumed that the first one implied only some kind of approval for the relevant commission to investigate further until a final vote for adoption is taken. Iâm not an expert though, so beyond noticing that lexical difference, I must admit that I donât know if thereâs an actual difference here or not.
The difference is the one thatâs already adopted (buying into 3a), was a âMotionâ whereas the newer one is a âParlamentarische Initiativeâ.
I could go into details, but what matters is that the newer 15K thingy goes to the second chamber after being accepted (âFolge gegeben/donnĂ© suiteâ) by the first one. 
Short update on this topic:
This parlamentary initiative is a point of the agenda in the social security and health committee meeting end of January:
sitzungsplanung-sgk-s (parlament.ch) (20.494, 3rd line)
I imagine, that it will therefore finally be treated by the StÀnderat in their spring session (27. Feb - 17. Mar).
If thatâs the case, it only took them a year to go from one chamber to the other. 
Update2 on this topic:
The social security and health comission of the StÀnderat (council of states) discussed this in January and they voted against increasing the 3a limits to 15k.
This means, that the entire StÀnderat will have to vote on this initiative.
When will this happen?
If we can go by the national council, itâs gonna be in their spring session (27. Feb - 17. Mar). I wouldnât bet on it though.
Spring session agenda will be available at the end of this week. If accepted, the commission (of the national council) will have two years to elaborate a project.
Yes and then both councils vote again on that.
Although I donât see how you would need two years to increase 3a limit from 7k to 15k. Because IMHO there isnât much wriggle room how the decree should look.