Hello
Have you seen this new law proposal where the limit of 3rd pilar could be 15000?
Would you know what will be the next steps to get this law approved ?
Thatâs interesting indeed, although it hasnât been adopted by either chamber yet, and the commissionâs report actually recommends rejecting it, so weâll see next year.
Yes, youâre absolutely right. Thatâs also what I meant by buying back âmissing years of contributionsâ. In that sense, whether one measure or the other is more beneficial will depend on each individualâs personal situation (e.g. age, length of career in Switzerland, etc.). In any case, if the annual limit were to be increased to 15K for instance, I assume that the other provision (buy-backs) would need to be adjusted accordingly anyway.
This parlamentary initiative is a point of the agenda in the social security and health committee meeting end of January: sitzungsplanung-sgk-s (parlament.ch) (20.494, 3rd line)
I imagine, that it will therefore finally be treated by the StÀnderat in their spring session (27. Feb - 17. Mar).
If thatâs the case, it only took them a year to go from one chamber to the other.
Update2 on this topic:
The social security and health comission of the StÀnderat (council of states) discussed this in January and they voted against increasing the 3a limits to 15k.
This means, that the entire StÀnderat will have to vote on this initiative.
Spring session agenda will be available at the end of this week. If accepted, the commission (of the national council) will have two years to elaborate a project.
Yes and then both councils vote again on that.
Although I donât see how you would need two years to increase 3a limit from 7k to 15k. Because IMHO there isnât much wriggle room how the decree should look.
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