3a solution from Finpension

[Dr.PI]

@Dr.PI

There are also “CSIF (CH) III Equity US Blue - Pension Fund ZB” (CH0030849712) and “CSIF (CH) I Equity Japan Blue - Pension Fund” (CH0357515474), which seem to have the same level of tax advantage.

Note 2: as it was pointed by respected forum members, the tax advantage actually exists for US and Japan stocks only, which are available as separate funds. So to maximize the tax advantage, one should allocate money deposited at finpension to US (better situation than Irish ETFs) and Japanese “Pension Fund” equity funds.

Copy the great performing VIAC Global 100 portfolio?

Pension funds have taxation privileges that apply to the US and now to Japan, for VIAC (Finpension had Japan already included). I would try to maximize that and, considering all my assets (taxable, 3a, 2nd pillar) as a single portfolio, would use my 3a for the part invested in the US and/or Japan as much as I can. All in all, I’d focus on a target global allocation for the whole portfolio, then use VIAC for the tax advantaged funds (CSIF US - PF, CSIF Japan - PF and/or CSIF World ex CH - PF Pl…

Interactive Brokers - all eggs in one basket?

…or - and you just gave me that idea - a tax-advantaged „pension fund“ fund - such as the ones available at VIAC or finpension. I similarly bought (outside of pillar 3a) three „Quality“ ETFs for the US, Europa and Japan, while ignoring the few remaining developed markets.

Therefore soon I will be 99% US at finpension.