What do you want IB or VIAC?
I detailed how to setup and update VIAC with Portfolio Performance in my blog → Portfolio Performance - VIAC Setup
And for IB as well → Portfolio Performance - Interactive Brokers
Wow thanks a lot, I will try this out
Further competition for Finpension et al.: Postfinance is about to offer ETF saving plans too. A true revolution’s going on in Switzerland 
NZZ says the Swiss are too pampered to feel the need for investing. But maybe this helps putting active funds out of business.
Hope that never happens “active funds out of business “ …
But great to see competitors
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Sure, there’d be no passive investing without active. I was referring to overpriced “active” closeted index-funds of Swiss banks (equity beta benchmark-huggers calling themselves active, pretending to provide alpha, but actually providing overpriced beta). Noone needs these, and they don’t contribute to market efficiency like truly active funds.
Factor regression is a great way to identify these funds.
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@Burningstone
So I followed your instructions for importing from VIAC to Portfolio Performance.
I compared the amounts, do you happen to know why the Saldo in VIAC isn’t the same amount as the one in depot in Portfolio Performance? Isn’t it supposed to be the same amount?
Do you happen to have the identical amounts in VIAC and Portfolio Perfomance?
First of all, great that you got it going with my guide 
For me the amounts match almost down to the Rappen, once a year I do a reconciliation and need to adjust 1-2 Rappen manually (not needed, but I’m a perfectionist xD).
There could be a few reasons why it doesn’t match on your side:
- The cash in Portfolio Performance is missing in your screenshot
- The prices in VIAC could be from a different date than in Portfolio Performance. I’d suggest to check for each security whether the number of shares match. If they do, you should be fine.
- VIAC uses way more digits after the comma in their internal systems than shown on the transaction statements, this can lead to small rounding differences.
- If the cash doesn’t match, you probably forgot to manually book the reclaims of withholding taxes (around mid april normally) in Portfolio Performance, unfortunately these can’t be imported automatically as VIAC doesn’t provide the exchange rate on their statements. It’s a pain in the a**, but at least only once a year. It took me about an hour for all 4 portfolios.
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@Burningstone
So the cash is correct:
The amount 32.52 CHF is the same the on in the screenshot in VIAC.
I also compared the amount of the securities. It is the same amount, and as you said correctly, VIAC uses much more digits after comma.
So the Depotvolumen in Portfolio Performance is Marktwert. Now i am trying to find out, how viac calclates to get the Saldo 3113.62CHF.
So I copied the data from viac to excel for better analysis.
So Einstandkurs in Portfolio Perfomance = Einstand in CHF from Viac see Screenshot below
Anteil in %: When I add the Anteil together in VIAC / Excel it is 98.98%
In Portfolio Perfomance it is 100%. Dop you know why?
I tried to add the colum Anteil in CHF from viac, and the result is 3119.31. How does viac caculcate to get 3113.62CHF? Is it even possible to have the identical amount in porftolio perofmanc and viac?
Portfolio perfomance = 3104.31CHF
And VIAC 3113.62
Do you happen to know how I can get the same amount of rendite seit einstand in chf from viac in portfolio perfomance?
There is a column abs perf. % 3 Jahre… i didn’t find anouther one that displays the same amount as in viac rendite.
Thank you very much for your help!
That’s absolutely correct. But the spread fees are taken by the fund manager. For example, the often discussed “CS Quality fund” takes a subscription spread of 0.09%, and a redemption spread of 0.04% (see their prospectus).
So when you trade with Finpension on Tuesdays, you will get the Fund’s NAV of Wednesday ± those spreads.
Now, I don’t know if Finpension will net out redemptions/subscriptions internally to avoid these costs, but I don’t think so. I have always noticed these spreads.
Silly question but can the 1% non-invested cash on a pillar 3a account in finpension be invested in money market fund? I haven’t found a way to do so: am I missing something? Thank you.
Assuming you are not actively depositing into the portfolio: the 0.39% fee is going to eat away this 1% over time, and when your investments gain in value the cash becomes less than 1% as well.
Not a silly question. You may also ask @finpension why they don’t pay you interest on your cash.
They have 0.65% on your cash
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On pure cash 3a, yes. But in investment 3a accounts, the 1% cash that you cannot invest doesn’t pay dividends
“Das Cash wird bei VIAC mit 0.8% verzinst, bei finpension nicht.”
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Thanks – does this mean I need to sell anything or add cash to pay for the annual fees or is it all done automatically to cover for those fees?
I haven’t had that situation yet, but the automatic rebalancing should take care of that and sell shares in case you’re running low on cash.
Got it, thanks. I actually disabled the automatic rebalancing (99% invested on one of the world ETFs).
I didn’t know that, thanks. So I just calculated that I am losing out 5.64 francs out of my annual 7056.- deposit each year 
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Of course, it’s not a great deal, but I can’t help pointing out the lack of transparency of the financial industry wherever I can
Frankly, I’m just tired of financial actors constantly trying to hide fees or other disadvantageous conditions from their customers 
It also applies to other providers, not only Frankly. 
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