# Yuh neobank \[2024\] **URL:** \ **Category:** Banks, Insurances & Third Pillar\ **Created:** [May 30, 2024, 1:57pm UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900 "2024-05-30T13:57:06Z")\ **Posts on this page:** 11\ **Page:** 8
**Author:** ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)\ **Post date:** [June 29, 2026, 2:50pm UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/155 "2026-06-29T14:50:39Z")
> [@Hilo](#): > > They should make 0.5% the standard FX fee anyway, not just for a couple of weeks I actually don’t understand why Yuh persist with their 0.98% (wtf, why not 1% or 0.9% anyway?) FX exchange fee since their start 5 years ago. The financial landscape in Switzerland has changed a lot, I feel, and I think they earn mostly with trading commissions. ---
**Author:** ![wapiti](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/wapiti/32/4451_2.png) [@wapiti](https://forum.mustachianpost.com/u/wapiti)\ **Post date:** [June 29, 2026, 2:52pm UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/156 "2026-06-29T14:52:18Z")
Bc they need to make money ahah And most people are not aware of this fee 🙂 ---
**Author:** ![San\_Francisco](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/s/ea5d25/32.png) [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)\ **Post date:** [June 29, 2026, 3:11pm UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/157 "2026-06-29T15:11:29Z")
> [@Dr.PI](#): > > I think they earn mostly with trading commissions. …which happen to be lower than their FX commissions 😉 ---
**Author:** ![wapiti](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/wapiti/32/4451_2.png) [@wapiti](https://forum.mustachianpost.com/u/wapiti)\ **Post date:** [June 29, 2026, 3:40pm UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/158 "2026-06-29T15:40:19Z")
35% of yuh income is FX ![image](https://forum.mustachianpost.com/uploads/default/original/3X/9/a/9a4df7595165bc560d7a8c16b4e2f5135c815dbf.png) Annual report 2025 [https://links.imagerelay.com/cdn/2958/ql/6ci8l2-full-annual-report-2025](https://links.imagerelay.com/cdn/2958/ql/6ci8l2-full-annual-report-2025) page 39 ---
**Author:** ![rezliensa](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/r/d07c76/32.png) [@rezliensa](https://forum.mustachianpost.com/u/rezliensa)\ **Post date:** [June 30, 2026, 7:12am UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/159 "2026-06-30T07:12:35Z")
> [@Dr.PI](#): > > No fee-free FX exchange campaign from Yuh this summer Hi, please do you have any link to this campaign? Thx ---
**Author:** ![tent](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/tent/32/435_2.png) [@tent](https://forum.mustachianpost.com/u/tent)\ **Post date:** [June 30, 2026, 9:34am UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/160 "2026-06-30T09:34:24Z")
Interesting, so does somebody know/asked already if this joint account is a real AND/OR joint account from swiss law point of view? (I think the technical correct term is "**Compte Joint")** ---
**Author:** ![tent](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/tent/32/435_2.png) [@tent](https://forum.mustachianpost.com/u/tent)\ **Post date:** [June 30, 2026, 9:39am UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/161 "2026-06-30T09:39:08Z")
> [@Dr.PI](#): > > 0.98% I mean so he was just unaware/ignoring the FX exchange fee right? Because it should be correct that if you exchange 100CHF back and forth (100-.98-.98=98.04) you should get ~98CHF in the end, right? ---
**Author:** ![markus654](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/markus654/32/14844_2.png) [@markus654](https://forum.mustachianpost.com/u/markus654)\ **Post date:** [June 30, 2026, 4:00pm UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/162 "2026-06-30T16:00:00Z")
> [@tent](#): > > I mean so he was just unaware/ignoring the FX exchange fee right? unaware. > [@tent](#): > > right? right. ---
**Author:** ![Seb](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/s/8edcca/32.png) [@Seb](https://forum.mustachianpost.com/u/Seb)\ **Post date:** [July 5, 2026, 5:56pm UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/163 "2026-07-05T17:56:29Z")
Got one since the very beginning. Works fine! The only downside I see is the 0.00% interest rate on the saving account. (to be fair, I don’t use their 3a, nor are they my broker). The possibility to split the savings in different jars (like Zak) is a huge plus to me for a joint account. ---
**Author:** ![ndilla](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/n/58956e/32.png) [@ndilla](https://forum.mustachianpost.com/u/ndilla)\ **Post date:** [October 1, 2026, 9:10am UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/164 "2026-10-01T09:10:26Z")
I see Yuh has free trades on SIX for some ETF expect stamp duty still apply. Thinking to diversify broker and invest in VWRL. I’m I missing something in this nice promotion? ---
**Author:** ![Peppa](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/peppa/32/21604_2.png) [@Peppa](https://forum.mustachianpost.com/u/Peppa)\ **Post date:** [October 1, 2026, 9:23am UTC](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900/165 "2026-10-01T09:23:12Z")
> [@ndilla](#): > > promotion It might not last [Previous page](https://forum.mustachianpost.com/t/yuh-neobank-2024/12900.md?page=7)