# World portfolio using UCITS ETFs: discussion \[2026\] **URL:** \ **Category:** Investing / Portfolios\ **Created:** [May 17, 2024, 10:58am UTC](https://forum.mustachianpost.com/t/world-portfolio-using-ucits-etfs-discussion-2026/12767 "2024-05-17T10:58:14Z")\ **Posts on this page:** 1\ **Showing post:** 333
**Author:** ![gaijin](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/gaijin/32/13983_2.png) [@gaijin](https://forum.mustachianpost.com/u/gaijin)\ **Post date:** [May 28, 2026, 11:52am UTC](https://forum.mustachianpost.com/t/world-portfolio-using-ucits-etfs-discussion-2026/12767/333 "2026-05-28T11:52:26Z")
Why not just point me to the relavant post instead of letting me scroll though 62 posts … In any case, I think I have found the relevant post: > [@Splitting the world: creating tax-advantaged global stocks portfolio using funds in 3a account](https://forum.mustachianpost.com/t/splitting-the-world-creating-tax-advantaged-global-stocks-portfolio-using-funds-in-3a-account/7001/7): > > Dataset 5: estimated total yearly cost of investing in various world market segments via different investment vehicles. 3a investing via CSIF Index Funds does not take into account tax savings when you pay taxes in and taxes paid when you take 3a money out. However considering how different these tax rates are, one probably benefits additionally from 3a investing. Wealth tax is also not accounted for, but it should additionally increase advantage of 3a investing. With 20% marginal tax rate: Maybe I’m missing something. But in this table, there are only two ETFs that have a lower total yearly investing cost in their IE version (MSCI Europe and MSCI EMU (Eurozone)) Every other ETF is cheaper in its US version. So I still don’t understand why I should choose UCITS except for a pure Europe ETF. Of course I ignored the 3a pillar completely. --- _[View the full topic](https://forum.mustachianpost.com/t/world-portfolio-using-ucits-etfs-discussion-2026/12767)._