# Why would an interest increase of 3% jeopardize so many real estate loans?

**URL:** https://forum.mustachianpost.com/t/why-would-an-interest-increase-of-3-jeopardize-so-many-real-estate-loans/7080
**Category:** Real Estate
**Created:** [September 20, 2021, 7:38am UTC](https://forum.mustachianpost.com/t/why-would-an-interest-increase-of-3-jeopardize-so-many-real-estate-loans/7080 "2021-09-20T07:38:12Z")
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### Author: ![Cortana](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/cortana/32/2082_2.png) [@Cortana](https://forum.mustachianpost.com/u/Cortana)
#### Post date: [September 20, 2021, 9:26am UTC](https://forum.mustachianpost.com/t/why-would-an-interest-increase-of-3-jeopardize-so-many-real-estate-loans/7080/5 "2021-09-20T09:26:35Z")

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I can confirm that over 50% of my clients wouldn’t be able to pay 3-4% interest per year. It doesn’t matter that banks are calculating with 5% when people are living beyond their means.

~65% of all people above 18 are saving less than 500 CHF per month, most of them basically zero.

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