# Which banking apps allow the use of a VPN? **URL:** \ **Category:** Investing / Brokers\ **Created:** [March 15, 2026, 3:48am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536 "2026-03-15T03:48:11Z")\ **Posts on this page:** 7\ **Page:** 1
**Author:** ![Andrews1998](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/andrews1998/32/13425_2.png) [@Andrews1998](https://forum.mustachianpost.com/u/Andrews1998)\ **Post date:** [March 15, 2026, 3:48am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536/1 "2026-03-15T03:48:11Z")
Hi I use an **OpenWrt** router at home. On the OpenWrt router, I tunnel all outgoing traffic through a VPN exit node that I change regularly. In other words, all devices on my network are protected by a VPN. I do this because I’m a **torrent** user and would rather not receive any warnings or legal notices. Now Swissquote no longer works (I can’t login, see screenshot), and PostFinance also often has issues with VPNs. Which banks work with VPNs? ![Screenshot 2026-03-15 at 04.47.46](https://forum.mustachianpost.com/uploads/default/original/3X/d/9/d962cb23e5b4489be07dc1dc8beb14b8cee81783.jpeg) ---
**Author:** ![almi](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/almi/32/13414_2.png) [@almi](https://forum.mustachianpost.com/u/almi)\ **Post date:** [March 15, 2026, 8:17am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536/3 "2026-03-15T08:17:51Z")
Just use split tunneling. > **[\[OpenWrt Wiki\] PBR (Policy-Based Routing)](https://openwrt.org/docs/guide-user/network/routing/pbr)** > [@Brndete](#): > > Also, is that how VPN actually work? Well, it hides the url from the ISP. But the VPN provider knows it. ---
**Author:** ![nabalzbhf](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/nabalzbhf/32/3277_2.png) [@nabalzbhf](https://forum.mustachianpost.com/u/nabalzbhf)\ **Post date:** [March 15, 2026, 8:31am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536/4 "2026-03-15T08:31:02Z")
> [@almi](#): > > Well, it hides the url from the ISP IP, not url (most traffic is encrypted those days). ---
**Author:** ![gaijin](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/gaijin/32/13983_2.png) [@gaijin](https://forum.mustachianpost.com/u/gaijin)\ **Post date:** [March 15, 2026, 8:54am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536/5 "2026-03-15T08:54:54Z")
I use the free Protonvpn, which also changes IP addresses. I experience issues with my (small) hosting provider. But all my banks (IBKR, Degiro, Wir, ZKB) work flawlessly. ---
**Author:** ![PhilMongoose](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/philmongoose/32/12331_2.png) [@PhilMongoose](https://forum.mustachianpost.com/u/PhilMongoose)\ **Post date:** [March 15, 2026, 8:57am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536/6 "2026-03-15T08:57:27Z")
Why not exclude bank from VPN? Also, isn’t VPN worse for torrenting? In Switzerland ISPs will not release your details to requests, whereas a foreign VPN may do. Seems less safe to me. ---
**Author:** ![almi](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/almi/32/13414_2.png) [@almi](https://forum.mustachianpost.com/u/almi)\ **Post date:** [March 15, 2026, 9:26am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536/7 "2026-03-15T09:26:10Z")
They don’t see the full URL path if it’s HTTPS (mostly standard) - so yes, just the IP as you said - but that IP usually reveals the website anyway via a simple reverse lookup. On top of that, they also see the domain via DNS unless you’re using encrypted DNS like DoH, which isn’t on by default for most people outside of Firefox. ---
**Author:** ![JEPG](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/jepg/32/19358_2.png) [@JEPG](https://forum.mustachianpost.com/u/JEPG)\ **Post date:** [March 15, 2026, 11:09am UTC](https://forum.mustachianpost.com/t/which-banking-apps-allow-the-use-of-a-vpn/18536/8 "2026-03-15T11:09:01Z")
Hostnames are\* in plain text anyway (SNI). The TLS handshake needs to identify the website to select the correct certificate. So that happens before encryption. \* _alternatives exist, not widespread_